By Julie Wilson, Chartered Financial Planner at PenLife Associates
Generally speaking, there are 2 main groups of people when it comes to money; the overly circumspect, and the improvident.
The first type is likely to hold back from doing things they want from life. The ‘what if’s’ and unpredictability of life can deter these people from treating themselves and improving their lifestyle. “I’d love a new kitchen, and I’ve seen the car that would be perfect for me. But I know I need to save for retirement and need to make it last. It’s not worth the risk”.
And the second type – carefree, ‘enjoy life in the moment because you only live once’ type of people. “I might as well buy the things I want now, and enjoy life while I can. You never know when your last day will be, so why not enjoy it?”.
Some people have traits of both. Whichever group you feel you fall into (if any), this is normal human behaviour. And I’m not saying either is necessarily wrong.
But have you ever thought about actually finding out the amount you’ll need to live comfortably – doing the things you want AND not running out of money? How much is enough for you?
We are a Yorkshire-bred Chartered Financial Planning Firm. We know Yorkshire folks’ attitude towards money because we are Yorkshire folk. And we use our heritage and 30 + years of experience to guide our clients towards improving their lives – by using heavily researched investment planning and your own personal life goals.
We don’t just measure growth, we measure the quality of life and we are results driven. We want our clients to achieve what they want – quitting that job, having that trip, buying that house, driving that car. That’s what makes us feel like we’re making a difference to people – not just having more money. Most of our clients already have that… We want to give them more.
We offer this FREE book which delves into the world of what to think about when finding out the amount you’ll need to live the life you want. We give these away to help get you started on the right path because we know it’s hard to take action when it’s so easy to sit idle.
Once you’ve requested and read this book, and have seriously thought about what you want out of your life (‘seriously’ means writing it down!). Then you’re ready to start taking the concept of financial and lifestyle planning seriously. That’s when YOU need to pick up the phone and speak to a professional. Sadly, we can’t do that bit for you…
For more information about PenLife click here…